Potentash
  • Relationships
    • The Singlehood Series
    • Dating
    • Sex
    • Parenting
  • Lifestyle
    • Home
    • Food + Beverage
    • Fashion
    • Interviews
  • Stories
    • The Singlehood Series
    • Fiction
    • Poetry
  • Skin + Beauty
    • Skin
      • Skincare
    • Hair
      • Haircare
  • Wellness
    • Physical Health
    • Emotional Wellness
    • Mental Wellness
    • Social Wellness
    • Spiritual Wellness
  • Business
    • Business Finance
    • Personal Finance
    • Entrepreneurship
    • Investments
    • Personal Investments
  • Entertainment
    • Internet
    • Events
    • Music
    • Books
No Result
View All Result
  • Login
Potentash
  • Relationships
    • The Singlehood Series
    • Dating
    • Sex
    • Parenting
  • Lifestyle
    • Home
    • Food + Beverage
    • Fashion
    • Interviews
  • Stories
    • The Singlehood Series
    • Fiction
    • Poetry
  • Skin + Beauty
    • Skin
      • Skincare
    • Hair
      • Haircare
  • Wellness
    • Physical Health
    • Emotional Wellness
    • Mental Wellness
    • Social Wellness
    • Spiritual Wellness
  • Business
    • Business Finance
    • Personal Finance
    • Entrepreneurship
    • Investments
    • Personal Investments
  • Entertainment
    • Internet
    • Events
    • Music
    • Books
No Result
View All Result
  • Login
Potentash
No Result
View All Result
Finances: Investing As A Couple

Image from https://www.focusonthefamily.com/marriage/money-and-finances/making-a-financial-plan-matters-to-your-marriage/

Reasons To Have A Personal Finance Adviser

Rayhab Gachango by Rayhab Gachango
3 April 2019
in Personal Finance
Reading Time: 3 mins read
18 2
0
24
SHARES
131
VIEWS
FacebookTwitterWhatsApp

Hiring a financial adviser is not just for the rich or for those in a financial crisis. A personal financial adviser can help you make the most out of your money and build a better financial future for your family.

So, what are the real benefits of having a financial adviser?

Help to plan spending and saving

By having a savings and spending plan, you can build assets which will not only help you pay for holidays and luxuries but could also help you plan for the future, too. With the help of your financial advisor, plan out your spending so you know how much money can be set aside each month. From this, you’ll be able to figure out what you can save to help build your money pot.

Help to plan for retirement

When it comes to retiring, the sooner we plan for it, the better it will be. With the national retirement age currently at 65 and set to reach 66 by 2020, it’s more important than ever to get ahead of the game. Planning for this, however, can be complicated and there are many different options available. Your financial adviser will sift through the different products available and come up with a proposal of the best options for you, to help maximise your long-term prospects.

They help you invest in the right assets

Investment for most is quite a scary prospect. There are positives and negatives when it comes to investing your hard-earned money, but your financial advisor will be able to assess the risks associated with each before you take any action. High returns on investment are often associated with high risk, meaning you could lose money overnight. While not many people like this idea, your adviser will make a detailed assessment of how comfortable you are with certain risks before doing anything with your money. Investing your money with someone trusted could be beneficial for a stable financial future.

They can recommend the right financial products for you

From shares to ISA’s and savings accounts, your personal financial adviser will be able to recommend the perfect products for you based on your current financial situation. They can look for the best interest rates on the market, the best ISA offers and any pension plan incentives that you might benefit from.

Whether you need general and practical advice or someone to help you invest your money, hiring a specialist could help you get on top of your savings, plan for your retirement and make decisions that could help improve the future of your family.

Speaking of finances, Why do You Need To Be More Intentional With Your Personal Finances

Safaricom’s Live Chat Featuring Waceke Nduati From Centonomy Gives Entrepreneurs Tips On Personal Financial Management

Finances: Twitter Users Share The Best Ways To Cut Costs And Survive In This Tough Economy

Share10Tweet6SendShare2Pin2
Previous Post

7 Ways To Keep Your Business Separate From Your Personal Life

Next Post

Rape Culture In Clubs: Buying Drinks Is Not Buying Consent

Rayhab Gachango

Rayhab Gachango

Potentash Founder. A creative writer. The Managing Editor at Potentash. Passionate about telling African stories and stories about the inclusion of minorities. Find me at [email protected]. “We're all stories, in the end.” ― Steven Moffat

Next Post
Rape Culture In Clubs: Buying Drinks Is Not Buying Consent

Rape Culture In Clubs: Buying Drinks Is Not Buying Consent

Please login to join discussion

Recommended

7 Jewelry Pieces That Pair Perfectly With Your Little Black Dress (2023)

7 Jewelry Pieces That Pair Perfectly With Your Little Black Dress (2023)

9 March 2023
179
5 Types Of Lingerie Every Woman Should Own For Herself

5 Types Of Lingerie Every Woman Should Own For Herself

21 June 2019
2.3k

Popular Stories

  • He Kept Saying He Was Over His Ex, But He Left My Birthday Dinner To Rush To Her Side

    He Kept Saying He Was Over His Ex, But He Left My Birthday Dinner To Rush To Her Side

    3 shares
    Share 1 Tweet 1
  • The Singlehood Series: I Left Her After She Met My Parents Because Some Red Flags Became Visible During The Visit

    3 shares
    Share 1 Tweet 1
  • We Met At A Funeral, And For A While, Grief Felt Just Like Love

    3 shares
    Share 1 Tweet 1
  • The Campus Girl Is Not A Wife Wrote Ivy Aseka: Such Sour Grapes Writing Is Damaging With Its Stereotypes

    271 shares
    Share 108 Tweet 68
  • Relationships And A Tolerable Level Of Permanent Unhappiness

    1584 shares
    Share 632 Tweet 395

Potentash Blog

Potentash is an award-winning lifestyle blog. We publish lifestyle content that intersects with health, women, beauty, travel, business, relationships, finances and entertainment.

Explore

  • The Singlehood Series
  • From Stairs To Ramps
  • Man Around Nairobi
  • Pearls And Heels
  • Personal Finance
  • Food + Beverage
  • Editor’s Pick
  • Reviews

Get the Potentash Newsletter

  • Newsletter Archive
  • Subscribe
  • Frequently Asked Questions
  • Privacy Policy
  • Contact Us

Copyright © 2023. Potentash, In Partnership with Decima

Welcome Back!

Sign In with Linked In
OR

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In
  • Login
No Result
View All Result
  • Relationships
    • The Singlehood Series
    • Dating
    • Sex
    • Parenting
  • Lifestyle
    • Home
    • Food + Beverage
    • Fashion
    • Interviews
  • Stories
    • The Singlehood Series
    • Fiction
    • Poetry
  • Skin + Beauty
    • Skin
      • Skincare
    • Hair
      • Haircare
  • Wellness
    • Physical Health
    • Emotional Wellness
    • Mental Wellness
    • Social Wellness
    • Spiritual Wellness
  • Business
    • Business Finance
    • Personal Finance
    • Entrepreneurship
    • Investments
    • Personal Investments
  • Entertainment
    • Internet
    • Events
    • Music
    • Books

Copyright © 2023. Potentash, In Partnership with Decima